Creditor Liquidity

Clean exits for complex commercial claims.

These situations show how claim acquisition can create creditor liquidity while opening additional recovery paths around a viable operation.

Return to PCI Claims

Situation 01

Portfolio Resolution

A portfolio acquisition organized around creditor exit and operating continuity.

Creditor perspective

The seller received a clean portfolio exit while PCI assumed responsibility for the recovery path.

Context

A private lender sought a clean exit from a portfolio of non-performing commercial claims. PCI acquired the portfolio and identified an operating business whose recovery potential exceeded its liquidation value.

Intervention

PCI consolidated a majority position in the capital stack and reorganized the recovery around contracted operating services.

Monetization

The claim position was converted into a service-backed recovery stream tied to continued operations.

Result

Operating continuity was preserved and PCI created multiple recovery paths from a single distressed-credit position.

Situation 02

Restaurant Continuity

Creditor coordination organized around a renewed operating path.

C$354.7K
Liabilities addressed: 11
Creditor groups: 10+
Years in operation

Creditor perspective

Coordinated creditor exits created a clear route from distressed claims to negotiated consideration.

Context

A long-standing restaurant had closed after creditor enforcement and accumulated arrears despite retaining customer recognition and operating potential.

Intervention

PCI coordinated creditor exits, addressed the critical liability stack and established a new path to continued operations.

Result

Creditor coordination established an operating recovery strategy centered on continuity.