Recovery Architecture

Recovery structures built around operating value.

These situations show how PCI combines claim ownership, creditor coordination and operating intervention across multiple recovery paths.

Return to PCI Investors

Situation 01

Portfolio Resolution

A portfolio acquisition organized around creditor exit and operating continuity.

Investor perspective

A majority claim position supported a contracted recovery stream and multiple realization paths.

Context

A private lender sought a clean exit from a portfolio of non-performing commercial claims. PCI acquired the portfolio and identified an operating business whose recovery potential exceeded its liquidation value.

Intervention

PCI consolidated a majority position in the capital stack and reorganized the recovery around contracted operating services.

Monetization

The claim position was converted into a service-backed recovery stream tied to continued operations.

Result

Operating continuity was preserved and PCI created multiple recovery paths from a single distressed-credit position.

Situation 02

Restaurant Continuity

Creditor coordination organized around a renewed operating path.

C$354.7K
Liabilities addressed: 11
Creditor groups: 10+
Years in operation

Investor perspective

The recovery architecture connected creditor exits, liability coordination and continued operations.

Context

A long-standing restaurant had closed after creditor enforcement and accumulated arrears despite retaining customer recognition and operating potential.

Intervention

PCI coordinated creditor exits, addressed the critical liability stack and established a new path to continued operations.

Result

Creditor coordination established an operating recovery strategy centered on continuity.