International Distressed Credit

We buy credit beyond conventional underwriting.

Phoenix Credit Investments is an international investment manager building proprietary recovery structures around overlooked small-business debt. We acquire distressed claims at deep discounts and build recovery structures through operating intervention.

Buyers of Last Resort
C$27.4M
Modeled receivable value
3 provinces
Initial operating footprint
T0 → T1 → T2
Proprietary realization process
Strategy

Control the recovery from acquisition to realization.

  1. 01

    Acquire

    Purchase small-balance distressed claims at prices unavailable to traditional credit investors.

  2. 02

    Control

    Use the claim position to influence timing, liquidity and the operating response.

  3. 03

    Test

    Deploy targeted capital to assess demand and operating capacity before further investment.

  4. 04

    Realize

    Scale, refinance, sell or collect as operating performance develops.

Market Structure

A market built for mispricing

Small-business NPLs are heterogeneous, operationally intensive and too small for conventional distressed-credit platforms. The result is motivated sellers, limited competition and recoveries shaped by direct operating work.

01

Institutional neglect

Position sizes sit below the operating threshold of conventional distressed-credit platforms.

02

Proprietary origination

Claims enter through lenders, trade creditors, advisers and direct operating relationships.

03

Operating optionality

Recovery paths include stabilization, new capital and structured collection.

Portfolio

Current public portfolio profile

C$27.4M
Modeled receivable value

Public information covers aggregate composition and operating geography. Position-level reporting remains available to approved investors.

View Selected Situations
Operating geography
Quebec50%
Ontario33%
New Brunswick17%
Representative sectors
Construction and materials33%
Consumer and food service33%
Logistics17%
Automotive services17%
Single-name sourcing

Individual commercial claims acquired from lenders, suppliers and other creditors.

Portfolio sourcing

Multi-claim portfolios acquired through lender and professional relationships.

Investor Access

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Qualified institutional investors, family offices and professional allocators may request access to PCI strategy materials, portfolio reporting and current capital-formation documents.

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